Protection,
Delivered
With Intention
Compare motor, health, travel and term plans from 37+ IRDAI-approved insurers. Honest pricing, no jargon, and renewals that take five minutes flat.
Start with a quote. It takes about a minute.
Car Insurance
Comprehensive motor cover with cashless garages nationwide.
Business Insurance
Trusted by India's leading insurance providers
Our Insurance Partners
Trusted by India's leading insurance providers
Cover Your Life, Not Just The Paperwork
inLÜME brings retail and business insurance into one calm, transparent place. We compare plans across insurers, explain the terms in plain language, and stay with you through renewals and claims — not just the moment you buy.
Plans We Work With
Car Insurance
Comprehensive motor cover with 6,500+ cashless garages nationwide, zero-dep add-ons and same-day renewals.
Bike Insurance
Third-party and comprehensive two-wheeler protection with instant policy issuance and NCB carry-forward.
Health Insurance
Family floater and individual plans with pre-approved cashless claims and no room-rent capping.
LÜME AI — Your Quiet
Insurance Expert
Insurance is full of language designed to be skimmed. LÜME AI reads it for you — comparing plans, scanning documents and answering questions in the way a good friend who happens to be an underwriter would.
Ask Anything
Plain-language answers on cover, exclusions and claims — no jargon, no call queue.
Scan Policy PDF
Upload any policy document and get the fine print summarised in seconds.
Policy Rating
An honest score for what you hold today, and where the gaps sit.
Insurance Vault
Every policy, renewal date and claim record kept in one calm place.
Life With and Without inLÜME
Same risks, same insurers — a very different experience. Here's what changes when someone reads the fine print for you.
Hours across insurer sites, comparing jargon-heavy brochures
Hidden clauses surface only at claim time
Renewal prices creep up year after year, unquestioned
Call centres, hold music and paperwork you chase alone
Missed deadlines and lapsed cover
One-page comparison across 17+ insurers, in plain language
LÜME AI flags hidden terms and exclusions before you buy
We re-shop your cover at renewal and negotiate on your behalf
A dedicated advisor stays with you until the claim is settled
Five-minute renewals with reminders before expiry
Choosing a plan
Hours across insurer sites, comparing jargon-heavy brochures
One-page comparison across 17+ insurers, in plain language
The fine print
Hidden clauses surface only at claim time
LÜME AI flags hidden terms and exclusions before you buy
Premiums
Renewal prices creep up year after year, unquestioned
We re-shop your cover at renewal and negotiate on your behalf
Claims
Call centres, hold music and paperwork you chase alone
A dedicated advisor stays with you until the claim is settled
Renewals
Missed deadlines and lapsed cover
Five-minute renewals with reminders before expiry
Embedded Cover For Lenders & Platforms
Group and embedded insurance built for NBFCs, fintechs and distribution partners — designed to fit inside the journeys your customers already take.
Insurance solutions designed to protect outstanding loan liabilities and support borrower risk management across the lending journey.
100 years of combined experience to brighten your life with the right cover.
Our founding team has spent a century — together — inside insurance, lending and claims. We built inLÜME so that the clarity we had access to becomes the default for every Indian household and every lender we serve.
Advisors, not sellers — we're paid to get your claim through, not to close a policy.
Life's brighter with the right cover, inLÜME helps you find them.
Illuminate the fine print
Help India choose the insurance products that empower them — manoeuvring the fine prints and illuminating the hidden terms and conditions.
Guidance that stays on
Enable insurance takers with the right guidance to navigate through claims and renewals, long after the policy is issued.
Insurance for India
EverSecure Insurance Brokers is a registered composite broker with
IRDAI Registration No. 1154.
Registered address: 303, Vasavi Sky City,
Gachibowli Circle, Hyderabad, India – 500081.
Insurance is the subject
matter of solicitation. For more details on risk factors, terms and
conditions, please read the sales brochure and policy wording
carefully before concluding a sale. This website is for informational
purposes; product names shown are illustrative. Tax benefits are
subject to changes in tax laws.
Life's bright when the
insurance
is right
Get a quote in minutes, or talk to a licensed advisor who will walk you through the options without a script.